The Retirement Savings by Age data study ships with both medians and a lens-labeled CSV
Published our fourth data study: median and average retirement savings by age from the 2022 Federal Reserve SCF, shown through two clearly labeled lenses, among households with accounts and across all households, with a downloadable CSV that carries the lens on every row.
The study answers the question behind every retirement savings headline: who was counted? The conditional table (among households with retirement accounts) and the all-households table (including the roughly 45.7% with none) sit side by side, each labeled with its lens, source, and data year, and never mixed. The signature statistic is the Two Medians: $185,000 for account-holding households aged 55 to 64 against $24,000 for all households aged 55 to 59, both from the same 2022 Survey of Consumer Finances. The catch-up runway chart is computed by the site’s own engine at the 2026 IRS limits, and both tables download as one CC BY 4.0 CSV with a lens column on every row. The study cross-links the 401(k) balance by age and net worth by age studies, which read the same picture through the provider and whole-balance-sheet lenses.
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