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Paycheck & Take-Home Pay

Paycheck calculators estimate take-home pay: what is left of a salary after federal income tax, Social Security and Medicare (FICA), state income tax, and pre-tax deductions like a 401(k). They are built for job seekers comparing offers, workers checking a first paycheck in a new state, and HR and payroll teams who need a quick, transparent estimate. Pick your state for its exact treatment: ten states are covered, including no-income-tax states like Texas, Florida, and Washington and payroll-premium states like California and New York, each with the state's own rules applied. The Paycheck Calculator pillar page compares all ten side by side. Because the same salary lands very differently across states, the per-state math matters most when weighing a relocation or a remote offer. The Federal Income Tax Calculator below isolates the federal piece. Estimates use the current tax year's tax tables and the standard deduction.

Calculators

California Paycheck Estimate your California take-home pay for 2026 after federal income tax, Social Security, Medicare, and California state income tax. Texas Paycheck Estimate your Texas take-home pay for 2026 after federal income tax, Social Security, Medicare, and no state income tax in Texas. New York Paycheck Estimate your New York take-home pay for 2026 after federal income tax, Social Security, Medicare, and New York state income tax. Florida Paycheck Estimate your Florida take-home pay for 2026 after federal income tax, Social Security, Medicare, and no state income tax in Florida. Illinois Paycheck Estimate your Illinois take-home pay for 2026 after federal income tax, Social Security, Medicare, and Illinois state income tax. Pennsylvania Paycheck Estimate your Pennsylvania take-home pay for 2026 after federal income tax, Social Security, Medicare, and Pennsylvania state income tax. Ohio Paycheck Estimate your Ohio take-home pay for 2026 after federal income tax, Social Security, Medicare, and Ohio state income tax. Georgia Paycheck Estimate your Georgia take-home pay for 2026 after federal income tax, Social Security, Medicare, and Georgia state income tax. North Carolina Paycheck Estimate your North Carolina take-home pay for 2026 after federal income tax, Social Security, Medicare, and North Carolina state income tax. Washington Paycheck Estimate your Washington take-home pay for 2026 after federal income tax, Social Security, Medicare, and no state income tax in Washington. Salary Convert an annual salary to take-home pay for 2026: federal income tax, Social Security and Medicare, a flat state rate, and net pay per paycheck and month. Hourly Paycheck Convert an hourly wage to annual salary and 2026 take-home pay: gross per week, month, and year, taxes withheld, and what each worked hour really pays. Overtime Pay Compute time-and-a-half earnings and the no-tax-on-overtime deduction: the FLSA premium, the $12,500/$25,000 cap, the income phase-out, and your tax savings. Severance Pay Estimate a severance package and what survives withholding: weeks per year of service, the 22% supplemental rate, FICA, and the net amount to plan around.

Also useful here

These calculators live in another category but come up often in Paycheck & Take-Home Pay decisions.

Federal Income Tax Estimate your 2026 federal income tax and FICA: taxable income after the standard deduction, tax from the brackets, and your effective and marginal rates. 50/30/20 Budget Split your monthly take-home pay by the 50/30/20 rule (needs, wants, saving and debt payoff) and compare your actual spending against each target.

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