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Taxes

How US federal taxes work in practice: brackets, capital gains, withholding, and what new tax law means for your refund.

US taxes are marginal, which is why a raise never costs you money overall and why most tax fear starts with a misread bracket table. The bracket and capital-gains guides show how the 2026 numbers apply, the withholding and refund guides explain what OBBBA changed, and the quarterly-tax guide covers the 1099 side. Everything is computed against the current-year tables in our engine and cited to the IRS documents the numbers come from.

Taxes playbooks

Taxes calculators

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