Topic

Net Worth & Benchmarks

Where you stand against real data: net worth, 401(k) balances, and retirement savings by age, from the Fed's own surveys.

Comparison questions deserve real data, so this topic is built on the Federal Reserve's Survey of Consumer Finances and named provider research rather than anecdotes. The by-age studies put median and average net worth, 401(k) balances, and retirement savings side by side, the percentile pages place a specific number in the distribution, and the how-to guides define what counts as net worth in the first place. Medians before averages, sources on every figure, and a CSV under every table.

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Data study Net Worth & Benchmarks

Average and Median Net Worth by Age: How Do You Compare?

The median US household net worth was $192,900 in the Fed's 2022 survey, while the average was $1,063,700. See both by age and what the gap means for you.

Data year 2022. Federal Reserve Bulletin, Changes in U.S. Family Finances from 2019 to 2022 (Table 2)

18 min read Updated July 2026

Playbook Net Worth & Benchmarks

How to Calculate Your Net Worth (and What Actually Counts)

Net worth is everything you own minus everything you owe, at today's prices. What counts, what does not, which of the two numbers to track, and why.

5 min read Updated July 2026