Net Worth Percentile
Your net worth percentile is where your net worth ranks among households. At the 50th percentile, the median, half of households have more and half less. At the 90th, about 90 percent have less, placing you in the top 10 percent.
A percentile turns a single dollar figure into a ranking. If your net worth is at the 75th percentile, about three-quarters of households have less than you and a quarter have more. The median, or 50th percentile, is the middle household and is a better typical figure than the average, which a small number of very wealthy households pull sharply upward.
The standard US source is the Federal Reserve Survey of Consumer Finances, a triennial survey whose most recent wave is 2022. Because wealth rises with age, an all-ages percentile and an age-group comparison tell different stories: a young household can rank low overall yet sit above the median for its age. A percentile is a comparison to other households, not a measure of whether you are on track for your own goals, which depend on your income, costs, and plans.
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Related terms: Net Worth
Source: Federal Reserve Board, Survey of Consumer Finances (SCF), 2022
Last updated . Part of the FinExplained finance glossary .