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Average vs median retirement savings by age 0 $200k $400k $600k Under 35 $49k $19k 35 to 44 $142k $45k 45 to 54 $313k $115k 55 to 64 $538k $185k 65 to 74 $609k $200k 75 and older $462k $130k Average Median (among savers)

Source: Federal Reserve Survey of Consumer Finances 2022, among households with retirement accounts, in 2022 dollars. Household figures, not individual targets. Educational benchmarks, not financial advice.

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Educational estimate, not financial advice. See finexplained.com for methodology and assumptions.