, FinExplained
The income gap: FIRE number vs median household income, 75 metros $1.4M $1.6M $1.8M $2.0M $50k$75k$100k$125k$150k$175k Median household income (ACS 2024) FIRE number at 4% 15x 20x 25x New York: 19.73x median income New York Los Angeles: 20.62x median income Chicago: 19.97x median income Dallas: 19.45x median income Houston: 21.20x median income Miami: 24.78x median income Miami Washington: 15.09x median income Atlanta: 18.96x median income Philadelphia: 19.75x median income Phoenix: 20.06x median income Boston: 16.08x median income Riverside: 20.47x median income San Francisco: 14.92x median income San Francisco Detroit: 22.97x median income Detroit Seattle: 17.30x median income Minneapolis: 18.73x median income Tampa: 22.56x median income San Diego: 17.94x median income Denver: 17.13x median income Orlando: 21.90x median income Charlotte: 19.82x median income Baltimore: 18.53x median income St. Louis: 20.37x median income San Antonio: 21.22x median income Austin: 17.18x median income Portland: 18.64x median income Sacramento: 18.90x median income Pittsburgh: 21.46x median income Las Vegas: 21.91x median income Cincinnati: 20.48x median income Kansas City: 19.33x median income Columbus: 20.14x median income Indianapolis: 20.87x median income Cleveland: 22.66x median income Nashville: 18.99x median income San Jose: 11.73x median income San Jose Virginia Beach: 20.80x median income Jacksonville: 21.22x median income Providence: 21.49x median income Milwaukee: 21.77x median income Raleigh: 16.82x median income Oklahoma City: 21.69x median income Louisville: 21.92x median income Richmond: 20.52x median income Memphis: 23.68x median income Salt Lake City: 17.56x median income Birmingham: 21.40x median income Fresno: 23.84x median income Grand Rapids: 20.51x median income Hartford: 19.04x median income Buffalo: 23.20x median income Tucson: 23.53x median income Tulsa: 22.41x median income Rochester: 22.21x median income Omaha: 19.03x median income Honolulu: 18.46x median income Greenville: 21.51x median income Bridgeport: 16.07x median income New Orleans: 25.98x median income Knoxville: 21.84x median income North Port: 21.83x median income Albuquerque: 21.97x median income Bakersfield: 24.66x median income McAllen: 26.50x median income McAllen Albany: 20.11x median income Allentown: 20.83x median income Baton Rouge: 22.93x median income Worcester: 18.57x median income El Paso: 26.30x median income Columbia: 23.15x median income Charleston: 19.56x median income Cape Coral: 21.42x median income Lakeland: 25.46x median income Boise City: 19.41x median income Oxnard: 16.93x median income

FinExplained data study. Sources: BEA Regional Price Parities (all items, 2024) and Census Bureau ACS 2024 median household income. Educational estimates, not financial advice.

Read the full study on FinExplained ↗

Educational estimate, not financial advice. See finexplained.com for methodology and assumptions.